Its very very true when you use your money instead of a debit/credit card or really set a limit and stick to it you can keep to your budgets. It's discipline, discipline is the only thing that can make a budget work. The purpose of the budget is to keep, get to, or increase positive cash flow.
Filthy, stinking, dirty rich or poor, money management is everything. just as Gene Simmons says: if you can't see the pennies going out you won't see the millions going out. Pennies and millions . pretty different, they are one in the same. Very old Ben Franklin also said "said a penny saved is a penny earned."
A rock-star and a legendary pimp can't be wrong; both went from rags to riches. Millions and pennies being the same may not ..... Before pennies and millions mean the same your mind will have to have a certain philosophy. I cannot say what the philosophy is, but after time you will see pennies and millions are the same.
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